/* ==========================================================================
   Debts Doctor — Design System
   Clean fintech: deep navy, emerald accent, generous whitespace
   ========================================================================== */

:root {
  /* Brand */
  --navy-900: #0a2540;
  --navy-800: #12395e;
  --navy-700: #1c4d7c;
  --ink: #0a2540;
  --ink-2: #425466;
  --ink-3: #6b7c93;
  --accent: #0a8754;
  --accent-hover: #076a42;
  --accent-soft: #e6f5ee;
  --bg: #f6f9fc;
  --card: #ffffff;
  --border: #e6ebf1;
  --border-strong: #d5dde7;

  /* Chart series (validated categorical palette, slots 1–3) */
  --series-1: #2a78d6;
  --series-2: #eb6834;
  --series-3: #1baf7a;
  --grid: #e1e0d9;

  /* Type */
  --font: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;

  /* Layout */
  --maxw: 1120px;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow-sm: 0 1px 2px rgba(10, 37, 64, 0.06), 0 1px 6px rgba(10, 37, 64, 0.05);
  --shadow-md: 0 6px 24px rgba(10, 37, 64, 0.09);
  --shadow-lg: 0 12px 48px rgba(10, 37, 64, 0.14);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink-2);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

img, svg { max-width: 100%; display: block; }

h1, h2, h3, h4 {
  color: var(--ink);
  line-height: 1.18;
  margin: 0 0 0.5em;
  font-weight: 700;
  letter-spacing: -0.02em;
}

h1 { font-size: clamp(2.1rem, 4.5vw, 3.3rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); }
h3 { font-size: 1.2rem; }

p { margin: 0 0 1em; }

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}

section { padding: 72px 0; }

.eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 14px;
}

.section-intro {
  max-width: 640px;
  margin-bottom: 48px;
}

.center { text-align: center; }
.center .section-intro { margin-left: auto; margin-right: auto; }

/* --------------------------------------------------------------------------
   Buttons
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.98rem;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all 0.18s ease;
  text-decoration: none !important;
  font-family: var(--font);
}

.btn-primary {
  background: var(--accent);
  color: #fff;
}
.btn-primary:hover { background: var(--accent-hover); transform: translateY(-1px); box-shadow: var(--shadow-md); }

.btn-secondary {
  background: #fff;
  color: var(--ink);
  border-color: var(--border-strong);
}
.btn-secondary:hover { border-color: var(--ink-3); transform: translateY(-1px); }

.btn-light {
  background: #fff;
  color: var(--navy-900);
}
.btn-light:hover { background: #eef4fa; transform: translateY(-1px); }

.btn-lg { padding: 16px 34px; font-size: 1.05rem; }

/* --------------------------------------------------------------------------
   Header
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.88);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none !important;
  color: var(--ink);
  font-weight: 800;
  font-size: 1.15rem;
  letter-spacing: -0.02em;
}
.brand .brand-doctor { color: var(--accent); }

.main-nav { display: flex; align-items: center; gap: 4px; }

.main-nav a {
  color: var(--ink-2);
  font-weight: 500;
  font-size: 0.95rem;
  padding: 8px 14px;
  border-radius: 8px;
  text-decoration: none !important;
}
.main-nav a:hover { color: var(--ink); background: var(--bg); }
.main-nav a.active { color: var(--ink); font-weight: 600; }
.main-nav .btn { margin-left: 10px; padding: 10px 20px; }
.main-nav a.btn-primary,
.main-nav a.btn-primary:hover,
.main-nav a.btn-primary.active { color: #fff; background: var(--accent); font-weight: 600; }
.main-nav a.btn-primary:hover { background: var(--accent-hover); }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--ink);
  margin: 5px 0;
  border-radius: 2px;
  transition: transform 0.2s ease, opacity 0.2s ease;
}

@media (max-width: 860px) {
  .nav-toggle { display: block; }
  .main-nav {
    display: none;
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    background: #fff;
    border-bottom: 1px solid var(--border);
    padding: 12px 24px 20px;
    gap: 2px;
    box-shadow: var(--shadow-md);
  }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 12px 14px; }
  .main-nav .btn { margin: 10px 0 0; justify-content: center; }
}

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */
.hero {
  background:
    radial-gradient(1200px 500px at 85% -10%, rgba(10, 135, 84, 0.08), transparent 60%),
    radial-gradient(900px 500px at 10% 110%, rgba(42, 120, 214, 0.07), transparent 55%),
    #fff;
  border-bottom: 1px solid var(--border);
  padding: 88px 0 96px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.hero p.lede {
  font-size: 1.18rem;
  color: var(--ink-2);
  max-width: 520px;
  margin-bottom: 32px;
}

.hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 28px; }

.hero-note {
  font-size: 0.88rem;
  color: var(--ink-3);
  display: flex;
  align-items: center;
  gap: 8px;
}

.hero-chart-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 24px 24px 16px;
}

.hero-chart-card .chart-title {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 2px;
}
.hero-chart-card .chart-sub {
  font-size: 0.78rem;
  color: var(--ink-3);
  margin-bottom: 12px;
}

.chart-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  padding: 10px 4px 6px;
  font-size: 0.78rem;
  color: var(--ink-2);
}
.chart-legend .key { display: inline-flex; align-items: center; gap: 7px; }
.chart-legend .swatch { width: 14px; height: 3px; border-radius: 2px; display: inline-block; }

@media (max-width: 920px) {
  .hero { padding: 64px 0 72px; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
}

/* --------------------------------------------------------------------------
   Stat band
   -------------------------------------------------------------------------- */
.stat-band { padding: 0; background: #fff; }
.stat-band .container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 0;
}
.stat {
  padding: 34px 20px;
  text-align: center;
  border-right: 1px solid var(--border);
}
.stat:last-child { border-right: 0; }
.stat .num {
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.02em;
}
.stat .label { font-size: 0.88rem; color: var(--ink-3); margin-top: 2px; }

@media (max-width: 860px) {
  .stat-band .container { grid-template-columns: repeat(2, 1fr); }
  .stat:nth-child(2) { border-right: 0; }
  .stat:nth-child(1), .stat:nth-child(2) { border-bottom: 1px solid var(--border); }
}

/* --------------------------------------------------------------------------
   Cards / features
   -------------------------------------------------------------------------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }

.card .icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--accent-soft);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}
.card h3 { margin-bottom: 8px; }
.card p { font-size: 0.95rem; margin: 0; }

@media (max-width: 860px) {
  .card-grid { grid-template-columns: 1fr; }
}

/* --------------------------------------------------------------------------
   Steps
   -------------------------------------------------------------------------- */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  counter-reset: step;
}
.step {
  position: relative;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 30px 28px 26px;
  box-shadow: var(--shadow-sm);
}
.step .step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--navy-900);
  color: #fff;
  font-weight: 700;
  font-size: 0.95rem;
  margin-bottom: 16px;
}
.step h3 { font-size: 1.08rem; }
.step p { font-size: 0.93rem; margin: 0; }

@media (max-width: 860px) { .steps { grid-template-columns: 1fr; } }

/* --------------------------------------------------------------------------
   Callout (2026 policy alert)
   -------------------------------------------------------------------------- */
.callout {
  display: flex;
  gap: 18px;
  background: #fff8ec;
  border: 1px solid #f0dcb4;
  border-radius: var(--radius-lg);
  padding: 26px 28px;
  align-items: flex-start;
}
.callout .callout-icon { flex-shrink: 0; color: #9a6b00; margin-top: 2px; }
.callout h3 { font-size: 1.05rem; margin-bottom: 6px; }
.callout p { font-size: 0.94rem; margin: 0; }
.callout p + p { margin-top: 8px; }

/* --------------------------------------------------------------------------
   Dark CTA band
   -------------------------------------------------------------------------- */
.cta-band {
  background:
    radial-gradient(800px 400px at 90% 0%, rgba(10, 135, 84, 0.25), transparent 55%),
    var(--navy-900);
  border-radius: var(--radius-lg);
  color: #c8d6e5;
  padding: 64px 56px;
  text-align: center;
}
.cta-band h2 { color: #fff; }
.cta-band p { max-width: 560px; margin: 0 auto 30px; }

@media (max-width: 700px) { .cta-band { padding: 48px 28px; } }

/* --------------------------------------------------------------------------
   Team
   -------------------------------------------------------------------------- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 860px;
  margin: 0 auto;
}
.team-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 34px 30px;
  box-shadow: var(--shadow-sm);
}
.avatar {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--navy-900);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.4rem;
  letter-spacing: 0.02em;
  margin-bottom: 18px;
}
.avatar-photo {
  width: 150px;
  height: 150px;
  border-radius: 50%;
  object-fit: cover;
  display: block;
  margin: 0 auto 20px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}
.team-card h3, .team-card .role { text-align: center; }
.team-card .role {
  color: var(--accent);
  font-weight: 600;
  font-size: 0.88rem;
  margin-bottom: 12px;
}
.team-card p { font-size: 0.94rem; margin: 0; }
.team-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 14px;
  font-size: 0.85rem;
  font-weight: 600;
}
.team-link:hover { text-decoration: none; color: var(--accent-hover); }

@media (max-width: 700px) { .team-grid { grid-template-columns: 1fr; } }

/* --------------------------------------------------------------------------
   Newsletter
   -------------------------------------------------------------------------- */
.newsletter-form {
  display: flex;
  gap: 12px;
  max-width: 480px;
  margin: 0 auto;
}
.newsletter-form input[type="email"] {
  flex: 1;
  padding: 13px 18px;
  border-radius: 999px;
  border: 1px solid var(--border-strong);
  font-family: var(--font);
  font-size: 0.95rem;
  outline: none;
}
.newsletter-form input[type="email"]:focus { border-color: var(--accent); box-shadow: 0 0 0 3px rgba(10, 135, 84, 0.15); }

@media (max-width: 560px) {
  .newsletter-form { flex-direction: column; }
  .newsletter-form .btn { justify-content: center; }
}

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */
.site-footer {
  background: var(--navy-900);
  color: #a7b8ca;
  padding: 56px 0 32px;
  font-size: 0.92rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}
.site-footer .brand { color: #fff; margin-bottom: 12px; }
.site-footer h4 {
  color: #fff;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 14px;
}
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 9px; }
.site-footer a { color: #a7b8ca; }
.site-footer a:hover { color: #fff; text-decoration: none; }

.social-row { display: flex; gap: 12px; margin-top: 16px; }
.social-row a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  color: #cfdae6;
  transition: background 0.15s ease;
}
.social-row a:hover { background: rgba(255, 255, 255, 0.18); color: #fff; }

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 24px;
  font-size: 0.82rem;
  color: #7e93a9;
}
.footer-bottom p { margin-bottom: 6px; }

@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr; gap: 28px; } }

/* --------------------------------------------------------------------------
   Page hero (interior pages)
   -------------------------------------------------------------------------- */
.page-hero {
  background: #fff;
  border-bottom: 1px solid var(--border);
  padding: 64px 0 56px;
}
.page-hero p.lede { font-size: 1.12rem; max-width: 640px; margin-bottom: 0; }

/* --------------------------------------------------------------------------
   Prose (about / blog posts)
   -------------------------------------------------------------------------- */
.prose { max-width: 720px; margin: 0 auto; }
.prose h2 { font-size: 1.5rem; margin-top: 2em; }
.prose h3 { margin-top: 1.6em; }
.prose ul, .prose ol { padding-left: 1.3em; margin-bottom: 1em; }
.prose li { margin-bottom: 0.4em; }
.prose blockquote {
  border-left: 3px solid var(--accent);
  margin: 1.5em 0;
  padding: 4px 0 4px 20px;
  color: var(--ink);
  font-weight: 500;
}

.post-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  font-size: 0.88rem;
  color: var(--ink-3);
  margin-bottom: 8px;
}
.post-meta .dot { opacity: 0.5; }

.editors-note {
  background: var(--accent-soft);
  border: 1px solid #bfe3d2;
  border-radius: var(--radius);
  padding: 18px 22px;
  font-size: 0.92rem;
  margin: 24px 0;
}
.editors-note strong { color: var(--ink); }

/* --------------------------------------------------------------------------
   Blog cards
   -------------------------------------------------------------------------- */
.post-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.post-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}
.post-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.post-card .post-thumb {
  height: 128px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.post-card .post-body { padding: 24px 24px 26px; display: flex; flex-direction: column; flex: 1; }
.post-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.post-card h3 a { color: var(--ink); }
.post-card h3 a:hover { color: var(--accent); text-decoration: none; }
.post-card p { font-size: 0.9rem; margin: 0 0 16px; flex: 1; }
.post-card .post-meta { margin: 0; font-size: 0.8rem; }

@media (max-width: 860px) { .post-grid { grid-template-columns: 1fr; } }

/* --------------------------------------------------------------------------
   Calculator
   -------------------------------------------------------------------------- */
.calc-layout {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 28px;
  align-items: start;
}

.calc-panel {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.calc-panel .panel-header {
  padding: 20px 24px;
  border-bottom: 1px solid var(--border);
}
.calc-panel .panel-header h3 { margin: 0; font-size: 1.05rem; }
.calc-panel .panel-header p { margin: 4px 0 0; font-size: 0.85rem; color: var(--ink-3); }

.calc-form { padding: 8px 24px 24px; }

.field-group { border-top: 1px solid var(--border); padding-top: 18px; margin-top: 18px; }
.field-group:first-child { border-top: 0; margin-top: 8px; padding-top: 8px; }
.field-group > h4 {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--ink-3);
  margin-bottom: 14px;
}

.field { margin-bottom: 14px; }
.field label {
  display: block;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 6px;
}
.field .hint { font-weight: 400; color: var(--ink-3); font-size: 0.8rem; }
.field input, .field select {
  width: 100%;
  padding: 10px 14px;
  border: 1px solid var(--border-strong);
  border-radius: 10px;
  font-family: var(--font);
  font-size: 0.95rem;
  color: var(--ink);
  background: #fff;
  outline: none;
}
.field input:focus, .field select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(10, 135, 84, 0.13);
}

.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

.calc-results { display: flex; flex-direction: column; gap: 24px; }
#results { scroll-margin-top: 92px; }

.results-placeholder {
  border: 1px dashed var(--border-strong);
  border-radius: var(--radius-lg);
  background: var(--card);
  padding: 56px 32px;
  text-align: center;
  color: var(--ink-3);
}
.results-placeholder .icon { margin: 0 auto 16px; color: var(--accent); width: 46px; height: 46px; }
.results-placeholder h3 { color: var(--ink); }
.results-placeholder p { max-width: 460px; margin: 0 auto; font-size: 0.94rem; }

.result-tiles {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.tile {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px 22px;
}
.tile .tile-label { font-size: 0.8rem; color: var(--ink-3); margin-bottom: 4px; }
.tile .tile-value { font-size: 1.5rem; font-weight: 800; color: var(--ink); letter-spacing: -0.02em; }
.tile .tile-sub { font-size: 0.78rem; color: var(--ink-3); margin-top: 2px; }

.chart-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}
.chart-card h3 { font-size: 1rem; margin-bottom: 2px; }
.chart-card .chart-sub { font-size: 0.82rem; color: var(--ink-3); margin-bottom: 16px; }
.chart-slot { min-height: 280px; }

@media (max-width: 980px) {
  .calc-layout { grid-template-columns: 1fr; }
  .result-tiles { grid-template-columns: 1fr; }
}
/* Override inline tile grids on small screens */
@media (max-width: 700px) {
  #networth-tiles { grid-template-columns: repeat(2, 1fr) !important; }
}
@media (max-width: 400px) {
  #networth-tiles { grid-template-columns: 1fr !important; }
}

/* About page: story + timeline */
.story-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}
.timeline-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 30px 30px 26px;
  box-shadow: var(--shadow-md);
}
.timeline { list-style: none; margin: 0; padding: 0; position: relative; }
.timeline::before {
  content: "";
  position: absolute;
  left: 9px;
  top: 8px;
  bottom: 14px;
  width: 2px;
  background: var(--border-strong);
}
.timeline li { position: relative; padding: 0 0 22px 36px; }
.timeline li:last-child { padding-bottom: 0; }
.timeline .dot {
  position: absolute;
  left: 2px;
  top: 4px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--accent);
  border: 3px solid #fff;
  box-shadow: 0 0 0 1px var(--border-strong);
}
.timeline .year { font-weight: 700; color: var(--ink); font-size: 0.92rem; }
.timeline p { font-size: 0.9rem; margin: 2px 0 0; }
@media (max-width: 900px) { .story-grid { grid-template-columns: 1fr; gap: 36px; } }

/* Calculator: stacked (form on top) layout */
.calc-stack { display: flex; flex-direction: column; gap: 28px; }
.calc-top .calc-form { padding: 8px 28px 26px; }
.calc-top .field-group {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2px 22px;
}
.calc-top .field-group > h4 { grid-column: 1 / -1; margin-bottom: 10px; }
.calc-top .field-group > p { grid-column: 1 / -1; }
.calc-top .field-row { display: contents; }
/* Bottom-align inputs within a row even if a label wraps to two lines */
.calc-top .field { display: flex; flex-direction: column; margin-bottom: 16px; }
.calc-top .field label { flex: 1; }
.calc-top .field input, .calc-top .field select { margin-top: auto; }
.calc-submit { display: flex; flex-direction: column; align-items: center; gap: 10px; padding-top: 22px; }
@media (max-width: 1000px) { .calc-top .field-group { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .calc-top .field-group { grid-template-columns: 1fr; } }

.chart-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 28px;
}
@media (max-width: 900px) { .chart-grid { grid-template-columns: 1fr; } }

.results-heading {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 16px;
  flex-wrap: wrap;
}
.results-heading h2 { margin: 0; font-size: 1.3rem; }

/* Print summary */
.print-only { display: none; }
@media print {
  @page { margin: 10mm 12mm; }
  .site-header, .site-footer, .page-hero, .calc-top, .callout,
  .assumptions, .results-placeholder, .plan-picker, .no-print,
  .btn { display: none !important; }
  .print-only { display: block; }
  body { background: #fff; font-size: 13px; }
  section { padding: 2px 0 !important; }
  .container { max-width: 100%; padding: 0; }
  #results { scroll-margin-top: 0; }
  #print-header { margin-bottom: 6px !important; }
  .results-heading { margin-bottom: 6px; }
  .results-heading h2 { font-size: 1.05rem; }

  /* Compact tiles */
  .result-tiles { gap: 8px; margin-bottom: 10px !important; break-inside: avoid; }
  #plan-tiles { grid-template-columns: repeat(4, 1fr) !important; }
  .tile { padding: 8px 12px; }
  .tile .tile-value { font-size: 1.05rem; }
  .tile .tile-label { font-size: 0.72rem; margin-bottom: 0; }
  .tile .tile-sub { display: none; }
  .tile .tile-row { padding-top: 5px; margin-top: 5px; font-size: 0.72rem; }

  /* Compact charts */
  .chart-grid { grid-template-columns: 1fr; gap: 8px; margin-bottom: 8px; }
  .chart-card { padding: 8px 14px 2px; box-shadow: none; break-inside: avoid; }
  .chart-card h3 { font-size: 0.88rem; margin-bottom: 0; }
  .chart-card .chart-sub { margin-bottom: 2px; font-size: 0.72rem; }
  .chart-slot { min-height: 0; }

  .disclaimer-box { padding: 8px 12px; font-size: 0.72rem; box-shadow: none; break-inside: avoid; margin-top: 6px; }
}

/* Calculator v2 result components */
.plan-dot {
  display: inline-block;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  margin-right: 7px;
  vertical-align: baseline;
}

.tile .tile-row {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 0.82rem;
  color: var(--ink-3);
  border-top: 1px solid var(--border);
  padding-top: 8px;
  margin-top: 8px;
}
.tile .tile-row strong { color: var(--ink); font-weight: 600; text-align: right; }

.plan-picker { display: flex; flex-wrap: wrap; gap: 8px; }
.plan-pick {
  display: inline-flex;
  align-items: center;
  padding: 8px 16px;
  border-radius: 999px;
  border: 1px solid var(--border-strong);
  background: #fff;
  font-family: var(--font);
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--ink);
  cursor: pointer;
  transition: all 0.15s ease;
}
.plan-pick:hover { border-color: var(--ink-3); }
.plan-pick.selected {
  border-color: var(--accent);
  background: var(--accent-soft);
  font-weight: 600;
}

.amort-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.82rem;
  font-variant-numeric: tabular-nums;
}
.amort-table th {
  background: var(--navy-900);
  color: #fff;
  font-weight: 600;
  padding: 9px 12px;
  text-align: right;
  white-space: nowrap;
}
.amort-table th:first-child, .amort-table td:first-child { text-align: left; }
.amort-table td {
  padding: 8px 12px;
  border-bottom: 1px solid var(--border);
  text-align: right;
  color: var(--ink-2);
  white-space: nowrap;
}
.amort-table tbody tr:nth-child(even) { background: var(--bg); }

.assumptions {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 4px 22px;
  font-size: 0.9rem;
}
.assumptions summary {
  cursor: pointer;
  font-weight: 600;
  color: var(--ink);
  padding: 14px 0;
}
.assumptions ul { padding-left: 1.2em; margin: 0 0 16px; }
.assumptions li { margin-bottom: 6px; }

/* --------------------------------------------------------------------------
   Forms (contact / support)
   -------------------------------------------------------------------------- */
.form-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  padding: 36px;
  max-width: 640px;
  margin: 0 auto;
}
.form-card .field textarea {
  width: 100%;
  min-height: 140px;
  padding: 12px 14px;
  border: 1px solid var(--border-strong);
  border-radius: 10px;
  font-family: var(--font);
  font-size: 0.95rem;
  resize: vertical;
  outline: none;
}
.form-card .field textarea:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(10, 135, 84, 0.13);
}

/* --------------------------------------------------------------------------
   Misc
   -------------------------------------------------------------------------- */
.disclaimer-box {
  background: #fff;
  border: 1px solid var(--border);
  border-left: 3px solid var(--series-2);
  border-radius: var(--radius);
  padding: 20px 24px;
  font-size: 0.88rem;
  color: var(--ink-2);
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--accent-soft);
  color: var(--accent);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 5px 12px;
  border-radius: 999px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy-900);
  color: #fff;
  padding: 10px 16px;
  z-index: 200;
}
.skip-link:focus { left: 12px; top: 12px; }